danieldacquisto

A sore throat at 9 PM on a Sunday used to mean choosing between an urgent care copay and just toughing it out until Monday. Now it usually means opening an app instead. Telehealth has become a normal part of most health plans, but "my plan has telehealth" and "I actually know how to use it" are two very different things and the gap between them is where people miss out on coverage they're already paying for. What Telehealth Actually Covers Telehealth generally refers to virtual visits with a...

Leaving a job whether it's a layoff, a career change, or just moving on to something new usually comes with a stack of paperwork, and somewhere in that stack is a COBRA notice most people barely read before setting it aside. It's worth more than a glance, because the choice you make here can be the difference between a smooth transition and a coverage gap you didn't see coming. What COBRA Actually Is COBRA lets you keep your exact same employer-sponsored health plan after you leave your job...

Boxes packed, address changed, new job maybe lined up and then somewhere in the middle of it all, health insurance quietly falls to the bottom of the list. It shouldn't. A move across state lines almost always affects your coverage, and if you don't deal with it on purpose, you can end up paying for a plan that doesn't even work where you now live. Why Moving States Actually Changes Your Coverage Health insurance is regulated and sold at the state level, which means your plan's network of...